#Dfrs quicklinks update#
While we will attempt to update security prices daily and monitor your investments for the various corporate actions that may occur (i.e., splits or mergers), it is ultimately your responsibility to inform us of any changes to your investments. If you are relying on a generic fund to represent an asset that we are unable to model (i.e., private stocks or funds, ETFs, closed-end funds, etc.), that fund is included in our analysis but is not a perfect substitute for your actual investment. If you own investments that you did not tell us about or that we were unable to model, Financial Engines does not analyze those investments and they are not included in the analysis. Financial Engines is not responsible for communicating any of your changes to your personal information to either your plan sponsor or provider. To update any information provided by you, go to the "Your Profile" tab.įinancial Engines makes no representations as to the accuracy of the data. For detailed information about the accounts and investments included in your analysis and the methodology used, visit the Advisor service to view your retirement income drawer and "Your Profile." You should review information in "Your Profile" periodically to ensure that the information is accurate. If you have provided spouse or partner information, we rely on that information as well. Forecast amounts are in today's dollars, which means that they have been adjusted for inflation except as otherwise indicated.įorecasts are created by generating thousands of hypothetical future economic scenarios to evaluate how an investment portfolio might perform under a variety of circumstances, including changing interest rates, inflation, and market conditions.įinancial Engines relies on information provided by you or your plan provider to create your forecast. Since past performance is not an accurate predictor of the future and reliance on historical and current data necessarily involves inherent limitations, you must understand that the estimates are only a tool to be used in evaluating your retirement portfolio. Forecasts are based upon information about you and your current accounts and investments that we know about, estimated annual savings amount and forward-looking models of the economy and securities markets that utilize data such as historical returns, historical correlations, expected growth rates, and calculated risk premiums.
Investment Analysis Methods: Any forecasts presented are not a guarantee of future results, but only reasonable estimates.
other FRS members similar to you), unless you changed it in the CHOICE SERVICE or the ADVISOR SERVICE. The assumed salary growth rate is the default for your cohort (i.e. These estimates assume a certain future salary growth rate.
#Dfrs quicklinks series#
Any DROP benefit is shown as a lifetime series of payments, not a single lump sum. In addition, results may vary each time a forecast is generated for you.Īlso, these estimates assume you leave FRS-covered employment at Normal retirement age. IMPORTANT: Any forecasts, projected outcomes or other information generated regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. The following information provides additional detail about how we prepared your forecasts.
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